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Our Services

Kirk Jaffe Enterprises, Inc. has multiple services for home buyers and business owners.

Make us your preferred solution for home and commercial real estate.

MORTGAGE LENDING

We offer the most competitive rates and excellent service beyond closing. Guaranteed! PRO.

REAL ESTATE AND PROFESSIONAL CONSULTING

We offer guidance to real estate professionals, tax professionals, lawyers, and CPA's.

BUSINESS CONSULTING

Are you ready to grow your business to
the next level and beyond. Kirk has helped hundreds of businesses and
can help you get there faster.

INVESTMENT ASSISTANCE

Our proven track record in solid investments has help hundreds and could help you too. Ask us how!

FIND OUT WHY KIRK JAFFE IS THE BEST CHOICE FOR LOANS AND HELPING BUSINESSES GROW!

Kirk Jaffe, CEO/Founder – Executive Management of $200MM private investment fund including Mortgage Notes, Real Estate Owned (REO) and Commercial Property Holdings. He has overseen and held executive authority of over 20,000 real estate transactions in his 20-year real estate career including buying and selling of property, foreclosure, short sale, loan modification, rehabilitation of property with an aggregate over $1 Billion value. Kirk has also originated over $ 1 Billion of new Mortgages.

Kirk is the past President of the Universal City/North Hollywood Chamber of Commerce as well as a former co-chair of the ALFN Commercial Practices Committee. He is active as a speaker and moderator of several trade organizations including the CA Mortgage Bankers Association (CMBA), Mortgage Banking Association (MBA), and the Attorney Legal Financial Network (ALFN). Mr. Jaffe is quoted or has been a guest of several media outlets including: KABC790 Talk Radio, NBC and the Los Angeles Daily News to name a few.

Kirk Has Appeared On:

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We custom fit every service to your personal business needs. Whatever it is, we have a solution. Just click the button below to get assistance today!

If you're looking for a firm who can help you with not just your mortgage, but help you GROW YOUR BUSINESS FAST... you're where you should be!

  • MORTGAGE LENDING
    We offer Custom Tailored mortgages for Home or Business!

  • BUSINESS CONSULTING

    Grow your business FAST with our Business Consulting Services!

  • INVESTMENT CONSULTING - REAL ESTATE ASSETS
    Our win/win approach to investing has helped hundreds. FIND OUT MORE!

  • REAL ESTATE PROFESSIONALS
    If you are a real estate professional and are ready to work with a partner with years of experience, you're in the right place.

  • CPAS, ATTORNEYS, AND INSURANCE PROFESSIONALS
    If you have questions about the potential legal implications of real estate transactions for your clients, Kirk Jaffe has the answers!

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WHAT OUR CLIENTS HAVE TO SAY

“What a GREAT guy Kirk is! I highly recommend him and his services all the time and for my own home loan needs. Why would I say that as a Broker myself? Well as a Buyer and a Broker I cannot have my hand into many aspects of the transaction, so I trust Kirk with my financing needs he has yet to let me down! "

Steve Duncan

"Kirk is my go-to lender. He has worked many “miracle situations” and provides top notch service from start to finish...."

Jeff J. Grice

"I have known Kirk Jaffe for many years. Kirk has a stellar reputation. You can see his reviews by going to www.mycity.com/profile/kirk-jaffe."

Bob Friedenthal

"When I need any information regarding the Real Estate Financing space for a client, my first call is to Kirk Jaffe. He is knowledgeable, professional, and experienced. He stays on top of cases and follows up with clients. He is a true asset to my business."

Bruce Fine

"Kirk works hard and well day and night, a kind person and gets it done fast!"

Melissa Oppenheimer

"Kirk did a fabulous job. He walked me thru the process and it was incredibly easy compared to other mortgages I've done. Thanks to Kirk, my house closed in under 21 days, and he got me a great interest rate."

CHARLIE JEWETT

WHY WORK WITH KIRK JAFFE ENTERPRISES, INC?

Because we offer the best service at affordable rates and will help your company grow faster! Click the button or
CALL US AT (775) 415 - KIRK (5475)

The Hidden Trigger for

The Hidden Trigger for Federal Rate Adjustments and Its Impact on Home Buying

March 29, 20241 min read

If you are watching the headline news and wondering when the Fed will lower rates, Tall Pinze Advisory (a sister company to KJE Inc) has the update.

The two charts here show that US Consumer Spending is strongly outpacing income, and credit card balances on the “buy now, pay later” programs are significantly inflated.

Additionally, the increase in the federal funds rate and the Fed balance sheet reductions have just about used up their power, with the current Federal Funds rate stuck around 2.5%. The Fed is targeting a 2% Federal Funds rate, and likely these numbers will not be good enough to see the 4-6 Fed rate cuts so many are predicting in 2024.

So, what will tip the scales to force the Fed to lower their core rate? Unemployment.

Keep an eye on the unemployment numbers to rise from the current 3.9% to 4.25% or more before we see the Fed make any meaningful moves in lowering the Federal Funds rate this year.

If you own a home or are looking to buy, here is how this information will impact you…

Mortgage rates will decrease with the Fed funds rate decrease. So, expect lower rates going into 2025 and beyond. Home prices will rise during that time as well. So, if you have been on the sidelines of buying a home, this is still the time to buy while prices are stuck in a slight decline to steady pattern.

For information on how you can capitalize on this market, email Kirk@KirkJaffe.com and let’s have a conversation.


Federal Funds RateUnemployment RateUS Consumer SpendingCredit Card BalancesBuy Now, Pay Later ProgramsMortgage Rates
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Kirk Jaffe Enterprises, Inc.

195 Highway 50, Ste 104-476

Stateline, NV 89449


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